Shopping for a home over the holidays? Good timing. Buyers have more leverage right now than they’ve had in years.

Here’s where you can potentially take advantage:

  • Get aggressive with your offer: Some sellers may be more willing to negotiate on price, especially if their home has been sitting for 60, 90, or even 120+ days.
  • Ask for concessions: Seller-paid closing costs can help reduce the cash you need upfront.
  • Negotiate a rate buydown: Seller contributions could help lower your mortgage payment, either temporarily or permanently.
  • Take your time: Less competition can mean more flexibility to explore your options without the pressure of multiple offers.

Thinking about buying before the end of the year?

Let’s get you pre-approved, figure out what you’re comfortable spending, and I’ll show you the gems that have been sitting on the market longer than they should.